Payment Policy & Anti-Money Laundering Guidelines

⚖️ LEGAL DECLARATION & ANTI-FRAUD STATEMENT ⚖️

Evanto, operating at evanto.banglarkatha.in, is a legitimate business institution and brand name fully owned by Banglar Katha.

WE ARE NOT INVOLVED IN ANY KIND OF:

🚫 Fake payment invoices
🚫 Fake currency smuggling
🚫 Money laundering activities
🚫 Economic offences
🚫 Fraudulent or scam activities
🚫 Malicious financial activities

ALL BUSINESS ACTIVITIES AND PAYMENTS ARE CONDUCTED THROUGH LEGITIMATE, LEGAL, AND TRANSPARENT CHANNELS ONLY.

About Our Business & Payment Structure

Business Name: Evanto

Owner: Banglar Katha

Business Type: Legitimate digital marketplace and web development services provider

Website: evanto.banglarkatha.in

Legitimate Payment Purposes

All payments made to Evanto/Banglar Katha are exclusively for the following legitimate business purposes:

Purchased Products: Payment for digital products, scripts, themes, templates, tools, and software purchased from our marketplace
Service Contracts: Payment for website building, web development, customization, and technical services contracted to us
Custom Development: Payment for bespoke web applications and custom projects developed by our team
Support & Maintenance: Payment for ongoing support, updates, and maintenance services
Consultation Services: Payment for technical consultation and business advisory services

Who Makes Payments

Payments to Evanto/Banglar Katha are made by:

Clients: Individuals or businesses purchasing products or services
Users: Platform users buying digital products or subscribing to services
Partners: Business partners for joint ventures or collaborative projects (as applicable)
Institutions: Educational institutions, NGOs, government entities, or corporate organizations engaging our services

All such payments are considered legitimate business transactions related to running our business operations only.

🛡️ Legal Compliance & Regulatory Framework

Indian Laws & Regulations

Evanto/Banglar Katha operates in full compliance with all applicable Indian laws, including but not limited to:

Prevention of Money Laundering Act (PMLA), 2002 - We maintain transaction records and report suspicious activities
Income Tax Act, 1961 - All income is declared and taxes are paid as per law
Companies Act, 2013 / applicable business registration laws
Information Technology Act, 2000 - Digital transactions and cybersecurity compliance
Goods and Services Tax (GST) Act, 2017 - Proper GST registration and compliance
Foreign Exchange Management Act (FEMA), 1999 - For international transactions
Consumer Protection Act, 2019 - Fair business practices and consumer rights

International Compliance

For international clients and transactions, we comply with:

Anti-Money Laundering (AML) regulations of respective countries
Know Your Customer (KYC) requirements as applicable
International payment gateway regulations and standards
Cross-border transaction reporting requirements
Tax treaties and international tax obligations

Documentation & Record Keeping

We maintain comprehensive records of:

All invoices and payment receipts
Customer/client identity verification documents (where required)
Transaction details including dates, amounts, and purposes
Service contracts and project agreements
Tax returns and financial statements

🚫 Strictly Prohibited Activities

The following activities are STRICTLY PROHIBITED and will result in immediate legal action:

Using our platform for money laundering or any form of financial crime
Making payments with stolen credit/debit cards or fraudulent payment methods
Attempting to create fake invoices or falsify transaction records
Smuggling fake currency or engaging in currency-related crimes
Using our services as a front for illegal activities
Engaging in any form of economic offence through our platform
Making payments from proceeds of crime or illegal sources
Attempting to bypass KYC/AML regulations
Providing false identity or business information
Using our payment systems for unauthorized or illegal purposes

⚖️ Individual Liability & Legal Consequences

User/Client Responsibility

IMPORTANT LEGAL NOTICE:

If any individual, client, user, partner, or institution is found and detected by any National or International Agency to be involved in:

Money laundering activities
Fake currency smuggling
Fake or fraudulent invoicing
Scam or malicious financial activities
Any kind of economic offence
Any other illegal financial activities

THEN HE/SHE/IT (THE PERSON OR INSTITUTION) WILL BE SOLELY LIABLE AND ONLY ACCUSED.

Evanto/Banglar Katha's Position

In such cases:

Evanto and Banglar Katha are NOT liable for the illegal actions of the individual/institution
We will fully cooperate with law enforcement and regulatory agencies
We will provide all necessary transaction records and documentation to authorities
The individual/institution alone bears full legal responsibility
We reserve the right to immediately suspend accounts and freeze transactions

Legal Action

If anything happens or arises related to such activities, legal action will be taken against the offending individual/institution as applicable under:

Indian Laws: Including but not limited to PMLA, IPC, IT Act, and other applicable laws
International Laws: As per the jurisdiction where the offence occurred
Country-Specific Guidelines: As per the legal framework of the country involved
International Treaties: Cross-border legal cooperation agreements

WE HAVE ZERO TOLERANCE FOR FRAUD, MONEY LAUNDERING, AND ECONOMIC OFFENCES.

💳 Accepted Payment Methods

We accept the following legitimate payment methods for transparent and traceable transactions:

💳 Credit/Debit Cards

Visa, Mastercard, RuPay, and other major cards through secure payment gateways

🏦 Net Banking

Direct bank transfers from Indian and international banks

📱 UPI

Unified Payments Interface for instant bank-to-bank transfers

💼 Business Accounts

Corporate/business account transfers with proper documentation

🌍 International

PayPal, Stripe, and other international payment gateways (subject to compliance)

📄 Invoice/PO

For corporate clients with proper contracts and documentation

Payment Security

All payments are processed through:

PCI-DSS compliant payment gateways
Encrypted and secure transaction channels
Two-factor authentication where available
Verified and licensed payment processors

🚨 Reporting Suspicious Activity

If you encounter or suspect any fraudulent, illegal, or suspicious financial activity on our platform:

Report Immediately To:

Evanto Support: info.banglarkatha@gmail.com
Indian Authorities: Financial Intelligence Unit (FIU-IND), Cybercrime Cell, Economic Offences Wing
International Authorities: Respective country's financial crime reporting agencies

We encourage all users to maintain vigilance and report any suspicious behavior immediately. Your cooperation helps maintain a safe and legal business environment for all.

FINAL STATEMENT

Evanto, owned and operated by Banglar Katha, is committed to conducting all business activities with complete transparency, legality, and ethical standards.

We operate within the full framework of Indian and international laws and maintain zero tolerance for fraud, money laundering, and economic crimes.

All payments received are for legitimate business purposes only. Any individual or institution attempting to misuse our platform for illegal activities will face immediate legal consequences as per applicable laws.

Business Enquiry & Payment Questions: info.banglarkatha@gmail.com